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Key takeaways Detroit, MI, Akron, OH, and Gary, IN, are the most affordable cities in the U.S. , where locals need to spend just 24% of their income on housing. The Midwest and East Coast are home to a majority of the cheapest places to live, although they’re also becoming increasingly competitive. Home prices are still rising in many parts of the country, but slower growth is helping affordability improve in most markets. Housing affordability is one of the biggest challenges for Americans in 2026. Home prices grew exponentially during the pandemic housing boom, and while growth has slowed in the last year, a majority of people are still spending an outsized share of their income on housing. The typical homebuyer today spends nearly 40% of their income on monthly housing payments— well above the traditional affordability benchmark.  Still, some cities are more affordable than others. In many Midwest and Northeast metros, lower home prices and relatively strong local inco...

After lots of thought and consideration, you’ve started to look for a new place to call home. As you spend time searching the housing market , you’ll need to know what your current home is worth. Knowing how to determine your home’s value will not only help you decide whether you should sell your home, but it will give you a guideline for the price your home may sell for once listed. Luckily, there are six different ways to help you determine your home’s value. 1. Review recently sold or listed homes in your area A great first step in determining your home’s value is to look at recently listed or sold homes or comps in your area . This will give you an idea of what the going price is for similar homes nearby. “When reviewing comparable sales, pay close attention to homes sold within the past 30 to 90 days and verify factors like school district boundaries, as properties on the same street can sometimes fall into different districts and have substantially different values. Look...

Key takeaways The U.S. median home sale price is $400,894, as of June 2026 – unaffordable for many buyers. Down payments can range from 0% to 20% , depending on the loan type and your financial situation.   Closing costs are usually 2% – 5% of the home’s purchase price. Buying a home has become increasingly expensive since the pandemic, straining the economy and leading to a slow and difficult housing market. The U.S. median home sale price sits at $400,894, and prices are 30% higher than they were five years ago . The average down payment is 15% ($64,000 in dollar terms), down since last year as buyers hold onto additional cash.  As affordability becomes a larger issue, it’s important to know how much it really costs to buy a home in today’s market. In this Redfin article, we’ll break down the total cost of buying a home, from your down payment to closing costs, and more. How much money do you need to buy a house? The largest upfront cost of buying a home is your down paym...

Key takeaways A low appraisal can delay or derail a home sale because lenders won’t finance more than the appraised value. Buyers and sellers have options: renegotiate, challenge the appraisal, contribute cash, or walk away. Preparing with comps, repairs, and an experienced real estate agent can help reduce appraisal issues. What does a low appraisal mean? A low appraisal happens when the appraiser values the home for less than the purchase price. Because lenders won’t approve loans above the appraised value, this creates a financing gap that can put the deal at risk. For example, if you offered $400,000 but the home appraisal comes back at $380,000, your lender will only approve a loan based on $380,000. The $20,000 difference has to be resolved between the buyer and seller. Why appraisals come in low “It is not uncommon for an appraiser to miss one or more important pieces of the value equation when appraising a home,” states Mark Bruno, r...

Your driveway is one of the first things people notice about your home, but choosing the right material involves more than just curb appeal. Durability, maintenance requirements, climate, drainage, and budget can all influence which option is best for your property. To help you narrow down your options, we compared the most popular types of driveway materials and what makes each stand out. Whether you’re installing a new driveway in your Hartford, CT home or trying a home project before selling your Chicago, IL house , these recommended materials can help you find the right fit for your home. Overview To help you compare your options at a glance, here’s a breakdown of some popular driveway materials and how they stack up in terms of cost, durability, and maintenance. Driveway material Average cost (per sq. ft.) Durability Maintenance Concrete $6-$20 High Low Asphalt $7-15 High Moderate Paver $10-$40 High Moderate Permeable paver $10-$4...