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The 10 Sunniest Cities in the U.S.

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Key takeaways El Centro, Yuma, and Lake Havasu City are the sunniest cities in the U.S. , seeing nearly cloudless skies for nearly 300 days per year. America’s sunniest cities are largely located in the Southwest, in the Sonoran, Mojave, and Chihuahuan Deserts.  While warm weather has drawn people to the Sun Belt for decades, the sunniest cities in the country can have major climate risks. Are you craving some vitamin D or looking for a change of scenery? Well, you’re not alone. Since the pandemic, home buyers and remote workers across the U.S. have been moving to sunnier cities in search of warmth and affordability. Cities in the Sun Belt – a region stretching across the southern third of the U.S. – have generally been the most popular destinations, home to plenty of new housing and world-class winter weather.  This trend continued in 2026, even as risks of extreme weather grew , influencing housing markets across the country.  So, if you’re considering a move to a sunni...

What Experts Forecast for Mortgage Rates and Home Prices in 2027

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When it comes to housing, two of the biggest questions on everyone’s mind right now are... from Keeping Current Matters https://www.keepingcurrentmatters.com/2026/11/04/what-experts-forecast-for-mortgage-rates-and-home-prices-in-2027/

How Photographers Capture the Best Lighting for Real Estate Photography

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Lighting can make the difference between a listing photo that catches a buyer’s eye and one they scroll right past. But getting the lighting right is an art form few can achieve. Real estate photographers must balance natural and artificial light, manage shadows, and capture a home’s features accurately without making rooms look unnatural. Whether you’re taking listing photos for your home in Montpelier, VT or setting the lighting for a Carmel, CA, home , this article will explore how professional photographers handle common lighting challenges to create bright, inviting, and realistic images. Let’s take a closer look at the techniques behind well-lit real estate photos. The importance of light Lighting can shape how buyers perceive a home before they ever step inside. For real estate photographers, the challenge is finding the right balance to showcase a home’s best features while keeping the images true to life. “Properly balanced lighting makes rooms feel bright, spacious, and...

Can You Buy A House With Student Loan Debt? What Lenders Count in 2026

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Key takeaways Yes, you can buy a house with student loan debt. Lenders count a monthly student loan payment in your debt-to-income (DTI) ratio, not your total balance. Each mortgage program counts student loans differently. On a $60,000 balance that’s deferred or on a $0 plan, the counted payment ranges from $0 to $600 a month. Two 2026 federal changes can move your counted payment: the SAVE plan has ended, and the new Repayment Assistance Plan (RAP) has a $10 minimum payment. A defaulted federal student loan blocks FHA, VA, and USDA financing until you resolve the default. Yes, you can buy a house with student loan debt. Mortgage lenders don’t reject applicants for having student loans. Instead, they factor your monthly student loan payment into your debt-to-income (DTI) ratio. The amount they count depends on three things: your mortgage program, your repayment plan, and whether your loans are in repayment, deferment, forbearance, or default. Understanding how lende...

We Buy Houses Normal, IL: Top 5 Companies

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If you’re comparing “We Buy Houses in Normal, IL” companies, you may be looking for a way to sell without making repairs, scheduling showings, or waiting for a buyer’s mortgage approval. From sought-after neighborhoods near Illinois State University to newer subdivisions on the town’s outskirts, cash buyers may offer an alternative for homeowners who want a simpler sale. We researched five companies serving Normal, including Illinois-based and national buyers. We compared their experience, customer reviews, Better Business Bureau records, advertised closing timelines, and potential seller costs to help you decide which companies are worth contacting. Key things to know about We Buy Houses companies in Normal, IL Some cash buyers serving Normal advertise closing in as little as seven days, depending on the property and transaction. Many companies buy homes without requiring sellers to make repairs, clean, or prepare for showings. Investors typically pay less than ...

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NO PURCHASE NECESSARY. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. VOID WHERE PROHIBITED. THIS CONTEST IS NOT SPONSORED, ENDORSED, ADMINISTERED BY, OR ASSOCIATED WITH REDDIT, INC. Sponsor This contest (“Contest”) is sponsored by Redfin Corporation, 1099 Stewart St, Suite 600, Seattle, WA 98101 (“Sponsor”). Reddit, Inc. is not a sponsor of, and has no responsibility or liability in connection with, this Contest. Eligibility The Contest is open to legal residents of the 50 United States and the District of Columbia who are at least 18 years old and have reached the age of majority in their state of residence at the time of entry and who have an active Reddit account in good standing. The following are not eligible: employees, officers, directors, and contractors of Redfin Corporation, Rocket Companies, Inc., and their respective parent companies, affiliates, subsidiaries, and advertising or promotional agencies; anyone involved in administering or judging this Contest...

What It Really Costs to Live in Oprah Winfrey’s Neighborhood

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Oprah Winfrey’s Montecito, CA estate is a glimpse into the luxurious lifestyle that has made this coastal California community a sought-after place to call home. But what does it actually cost to live in Oprah Winfrey’s neighborhood? Buyers need to consider more than just the purchase price, from property taxes and insurance to ongoing maintenance. Whether you’re buying a home in Montecito, exploring real estate in nearby Santa Barbara , or considering a move to California’s Central Coast, understanding the local housing market can help you plan your budget. In this Redfin guide, we’ll break down the costs of buying and owning a home in Montecito, explore the area’s home styles and value trends, and look at what makes this exclusive community so appealing. The following estimates illustrate what it could cost to purchase and maintain a $7M house in the Montecito, CA area. They are not estimates of Winfrey’s actual mortgage or household expenses.  Key takeaways ...