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Key Takeaways: Contingencies are conditions that must be met before a home sale can move forward. Buyers are more likely to include contingencies when market conditions give them greater negotiating power. Inspection, appraisal, and financing contingencies are among the most common protections included in real estate contracts.  The housing market looks very different than it did during the pandemic, when buyers often waived contingencies to make their offers more competitive. Today, the balance of power has shifted. Today there are 47% more home sellers , giving buyers more negotiating leverage and more opportunities to include protections in their offers. That’s where contingencies enter the picture. A contingency is a condition written into a purchase agreement that must be met for the sale to move forward. These conditions help protect buyers during the transaction by allowing them to renegotiate certain terms or walk away from the deal without penalty if specific requiremen...

Key takeaways Rent-to-own lets you rent a home with the option/requirement to buy at the lease’s end. You’ll pay an upfront fee (1 – 7% of the price), and the purchase price is set at signing. It can be a good idea if you want to lock in a sale price, need to improve your credit, or save for a down payment. Prospective homebuyers are continuing to rent vs buy in 2026 as renting is typically more affordable in major metros. Even affluent Americans are opting to rent due to the increased costs of buying. For example, in San Jose, CA, the typical monthly rent is $3,399, while the average mortgage payment is $9,250. One alternative that can help bridge the gap between renting and owning is a rent-to-own home. In this guide, we’ll explain how rent-to-own works, who it may be a good fit for, and the risks to consider before signing an agreement. What does rent-to-own mean? A rent-to-own, or rent-to-buy, home is a residential property that you agree to live in as a renta...

Selling a home can feel like crossing the finish line of a hard-won race. But even after handing over the keys, many sellers wonder if they’re truly free from future obligations tied to their former property. How long are you liable after selling a house ? Avoid Costly Selling Mistakes Early Before making important selling decisions, get a better understanding of your home’s current market value. Use HomeLight’s Home Value Estimator to gain insights that can help you price strategically and navigate the sale with greater confidence. Get Estimate Liabilities after a sale can surface, especially if certain disclosures were overlooked or repair promises went unfulfilled. This easy-scan post guides you through which types of liabilities sellers face, how long they might last, and how to reduce risks before signing on the...

Whether you're dreaming about buying your first home or wondering if it’s time to move on from the one you're in, affordability is probably weighing on your mind. from Keeping Current Matters https://www.keepingcurrentmatters.com/2026/06/08/could-moving-a-bit-further-out-change-everything-about-your-budget/

Chicago is known for a lot of things: deep-dish pizza, famous architecture, and loyal sports fans. But there’s more to the city than its biggest claims to fame. It’s a place where neighborhoods each have their own personality, summers revolve around the lakefront, and residents have no shortage of restaurants, festivals, museums, and local traditions to enjoy year-round. Whether you’re browsing homes for sale in Chicago , considering a move, or are simply curious about what life is like in the Windy City, there’s no better source than the people who call it home. We asked Chicago locals to share what they love most about living in the city, along with some of the things newcomers should know before making the move. 1. The distinct neighborhoods What makes Chicago great is the many neighborhoods in and around the city. Each Chicago neighborhood offers its own distinct landmarks and story, making the opportunities and activities in the city endless. “One of t...

If you’ve never sold a house before, you might be intimidated about where to start. Or maybe this isn’t your first time, and you’d like a refresher on the steps to selling a house . With the National Association of Realtors® (NAR) projecting a three-year low in mortgage rates last February , there are indicators that the market is heading towards normalcy. It’s only a matter of time before buyers transact with more confidence, making this prime time for you to sell to buyers who can do cash offers and buyers who need financing alike. Ready to get started? We spoke with Jody Parrish , a top agent in St. Louis, Missouri, who completes 28% more sales than the average area agent, to get the details. This guide will teach you about the necessary steps to selling a house in 2026, from start to finish. Step one: Talk to an expert! Selling your house soon? Connect with a top agent near you to get an ...