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How Much House Can I Afford With an FHA Loan?

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If you’ve been watching home prices and wondering whether buying is still within reach, you’re not alone. The typical homebuyer’s monthly mortgage payment recently hit a 14-month high of $2,641, according to Redfin data. For buyers who don’t have 20% saved, an FHA loan can open the door, with down payments as low as 3.5% and more flexible credit requirements than most conventional loans. So how much house can you afford with an FHA loan? It comes down to a few key factors: your income, your monthly debts, your credit score, and your interest rate, plus costs like property taxes, homeowners insurance, and FHA mortgage insurance. This guide breaks down each one and shows what the numbers look like in 2026. Want a quick estimate first? Try Redfin’s home affordability calculator , which uses your income, savings, and monthly debts to show homes in your price range. Key takeaways How much house you can afford with an FHA loan depends on your i...

Types of New Construction Homes: A Guide for Buyers

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Of the single-family homes that began construction in the U.S. in 2025, about 72% were built for sale, while roughly 20% were contractor- or owner-built, , based on Census Bureau Survey of Construction data . New construction covers a wide range, from homes a builder has already planned to homes designed around one buyer’s land and preferences. Whether you’re touring a model home in Denver, CO or sketching a floor plan for a house in Austin, TX , the type of home you choose affects your timeline, your budget and how many decisions you’ll make. This guide explains the main types of new construction homes and what to ask before you commit. Key takeaways Production or tract homes generally offer a set selection of plans and finishes, while custom homes give buyers substantially more control. Spec homes are built without a specific buyer committed at the outset and may already be underway or complete when purchased. Semi-custom homes fall between production and cus...

How to Clear a Tax Lien Against Your House So You Can Sell It

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Dealing with debt is always difficult, and when it gets to the point that you have a lien against your house for something as serious as unpaid taxes, it’s hard not to feel the walls crashing in. But there is hope yet. Too often homeowners forget that they’re living in their most valuable asset — their home — and that selling this asset may be the best way out from under the specter of lien. Stressed About Selling a House With a Lien? Sometimes the easiest way to sell a house with a lien is to get a cash offer from an investor who is familiar with the process of resolving the title issue and can walk you through it. Take the next step by providing some information through our Simple Sale platform and we’ll help show you some potential options. Get Started Whether you’re dealing with unpaid child support, outstanding...

Taxes on Selling a House in Texas: What to Expect

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Selling a house in Texas comes with plenty of moving parts, from timing the sale to preparing the property and finding the right buyer. From established residential neighborhoods in Dallas to growing communities around Austin, Houston, and San Antonio, local market conditions can make the process look different from one area to the next. Those local market differences can also affect the financial side of the sale, including taxes on selling a house in Texas. These ultimately affect how much money you actually walk away with. Understanding what taxes may apply, along with other potential selling costs, can help you avoid surprises at closing. In this guide, we’ll explain what to expect and share tips from an expert Texas real estate agent . To make it easy to follow, we’ve divided this post into seven common questions homeowners ask when selling a house in the Lone Star State. What's Your Texas Home Worth Now?...

Renovate or Relocate? What To Know Before You Decide To Age in Place

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You've spent years making your house feel like home, celebrating milestones, making each room your own, and turning neighbors into friends. As you look ahead to the next chapter of your life, it's natural to wonder if this is still the place you want to spend it. from Keeping Current Matters https://www.keepingcurrentmatters.com/2026/10/08/renovate-or-relocate-what-to-know-before-you-decide-to-age-in-place/

What is Micro-Moving? Embracing a Simpler Way to Relocate

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Key takeaways Micro-moving is designed for smaller moves, partial loads, or individual items. It can make sense for studio moves, furniture delivery, storage runs, or moving within the same building. Pricing varies by distance, amount of belongings, access, and how much help you need. For larger or more complex relocations, a traditional moving service may be a better fit. Moving doesn’t always require a full-size truck, weeks of packing, and a full team of movers to get the job done. Micro-moving is designed for these smaller-scale moves, offering an alternative when you need more help than a DIY move but less than a traditional full-service move. Whether you’re moving to a home in Bar Harbor, ME , or to an apartment in Seattle, WA , this guide will walk you through everything you need to know about micro-moving. Let’s explore what it is, how it works, and why today’s renters and homeowners are embracing small-scale moving. What is micro-moving? Mic...

Why Do Home Valuation Websites Differ So Much?

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On average, home values have increased by 2% to 5% each year over the past decade. Curious about your own home, you may have tried online estimators and found yourself asking, “Why do home valuation websites differ so much?” The accuracy of online home valuation sites can vary — sometimes by tens of thousands of dollars or more (see our test set below). This can be confusing when you’re trying to set realistic expectations for your home sale or financial planning. So why do these sites differ so much? We’ll show you how free home value estimate tools work, and when and how they are best used. Start With a Free Home Value Estimate Enter a few details about your home, and we’ll provide you with a preliminary estimate of value in less than two minutes. This won’t replace a home appraisal, but it can be a helpful starting point. Request Estimate ...