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How Seller’s Disclosures Protect Buyers and Sellers in a Home Sale

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A seller’s disclosure, also called a property disclosure, is a document that sellers are legally required to provide to potential buyers. It outlines any known issues or defects with the home that could affect its value or safety. Whether you’re buying a home in Phoenix, AZ or preparing to list your property in Minneapolis, MN , understanding how seller disclosures work is essential for both parties in a real estate transaction. This Redfin article explains what’s typically included in a seller’s disclosure form, when it’s required, what a “no seller disclosure” sale means, and how this paperwork protects everyone involved. What is a seller’s disclosure form and why does it matter?  A seller’s disclosure form is a legal document designed to protect both buyers and sellers in a home sale. For buyers, it provides transparency about the property’s condition so they can make informed decisions. For sellers, it helps avoid future legal disputes if issues arise af...

The 10 Coldest Cities in the U.S.

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Key takeaways Fairbanks, Anchorage, and Grand Forks are the coldest cities in the U.S., where annual average temperatures sit below 40°F. America’s coldest cities are primarily located in Alaska, the Upper Midwest, and the Rocky Mountains, where Arctic air and winter weather is common. Winters are heating up rapidly, but cold temperatures still affect everything from energy bills to house prices. Cold weather can be a cozy change of pace from hot summers, and is often welcomed when it returns every year. People especially look forward to peaceful, snowy winters in northern states, where winter wonderlands are the norm.  However, cold weather is becoming rarer. The past 11 years have all been the 11 hottest on record , and winter is the fastest-warming season , generally accelerating the further north you go. If you’re a house hunter looking to buy or a seller looking to relocate, these are important factors to consider. Warmer air increases the risk of flooding, storms, and ot...

The 10 Snowiest Cities in the U.S., Ranked

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Key takeaways Syracuse, Watertown, and Auburn – all in New York – are the snowiest cities in the U.S., seeing over 100” of snow in a typical year. A majority of America’s snowiest cities are located on the eastern shores of the Great Lakes, where Lake Effect snow is common. Cold and snowy winters are becoming less of a guarantee, but preparing for severe weather is still important, especially if you’re a new resident. Some people prefer sunny weather, while others love the rain. However, there’s something uniquely enchanting about snow. Every year across the U.S., snow blankets homes in a pillowy layer, quieting city sounds and often signaling the start of the holiday season.  In recent years, though, winter snow hasn’t been a guarantee. The winter of 2023 – 2024 became known as the “ Lost Winter ” to many in the Midwest and East Coast, while 2025–2026 brought a similar lack of snow to much of the Western U.S. Still, snow remains a fact of life across a lot of the countr...

Can I Sell My House with a Failed Septic System?

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Yes, you can sell a home with a failed septic system – unless local law prohibits it. In some states, it’s illegal to sell your home if the system isn’t up to code (which includes a failed system). If you’re not sure about your local laws on the subject, a great place to start your search is with your state’s health department . Another good resource is your real estate agent, who should be familiar with the laws in your area or know where to get the answers you need. If you live in a state or municipality that doesn’t allow you to sell a home without a working septic system, then you will have to repair or replace it before the sale. Even if you can sell a home without a functioning septic system, expect a diminished buyer pool and prepare to lower your price. Read on for some suggestions on how to sell a house with a bad septic system, and remember, you can always ask your agent for advice. Consult With an Experien...

What Does a Property Manager Do? What to Know About Hiring a Rental Property Manager

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If you’ve recently decided to list your home for rent rather than sell it, you’re likely juggling a lot of tasks. From finding tenants and determining a rental rate to writing a lease agreement and learning about your responsibilities, there’s plenty to manage on a day-to-day basis. So, you may be wondering whether to hire a property manager and what exactly they do for you. In this Redfin article, we’ll answer the question – what does a property manager do? Before hiring a property manager for your home in Los Angeles or condo in Miami , read on to find out the pros and cons of investing in a rental property manager. What is a property manager? A property manager is a person or group of people who manage and oversee the daily responsibilities of a rental property. The responsibilities of a property manager include: Screening applications and potential tenants Marketing the property Writing, signing, and renewing leases Determining rent prices Collecting rent Maintain...

Why So Many Sellers Are Cutting Their Price Right Now

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Price cuts are turning up everywhere right now, and they read very differently depending on which side of the deal you’re on. from Keeping Current Matters https://www.keepingcurrentmatters.com/2026/09/24/why-so-many-sellers-are-cutting-their-price-right-now/

6 Home Repairs Most Homeowners Should Never DIY Before Selling

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Tackling home repairs yourself is a common approach for homeowners looking to save money before listing their property. Whether you’re preparing to sell a home in Atlanta, GA or Austin, TX , there are plenty of smaller projects a handy homeowner may be able to handle.  But there are also some home repairs you should never DIY unless you have the right training, experience, and tools. Electrical work, plumbing, roofing, and structural repairs can create safety hazards, code violations, and expensive problems when they’re done incorrectly. Before picking up your tools, consider whether the money you might save is worth the potential risk to your home and your sale.  Start with permits before you pick up a tool  One of the most overlooked steps in any DIY project is pulling the proper permits. Before starting any significant work, check whether a permit is required by your local building department and secure it before you begin.  In some states, sellers are legally requ...