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Looking to sell a house as-is in California? Whether you’ve got a fixer-upper or recently inherited a relative’s home, sometimes the goal is to skip repairs, get a fair offer, and move on. “Fear of the unknown is the main reason clients want to sell their property as-is,” says top-performing real estate agent Rich Hernandez of Oxnard, California. No matter their property’s condition, “if sellers open themselves up to giving credits or making changes to the home, they don’t know where it might lead,” he says. However, selling a house as-is usually means accepting a lower offer, and it doesn’t always prevent buyers from trying to negotiate savings. Let’s take a closer look at how to sell a house as-is in California, your options for getting an offer, and what to expect from the process. Sell 'As Is' With a Cash Offer HomeLight’s Simple Sale platform will provide a full cash offer for homes in almost any condition. Skip repairs and close in as few as 10 days. Request C...

With mortgage rates finally dropping below 7%, you might be wondering if now is the right time to jump into the housing market and buy your first home . You’ve already played around with Redfin’s mortgage payment calculator to get a range of how much mortgage you can afford and now you’re just wondering how you can save up for a down payment as quickly as you can. Saving for a down payment takes a little bit of planning, a lot of discipline, and sometimes more time than you realize. Here’s how to get it done. Begin with a plan The first task is to create a plan. You need to know where you’re going so you can successfully plot your course. Let’s assume you’d like to purchase a home with a sales price of $450,000. Your lender will require a down payment of at least 3% of the sale price of the home, depending on the type of loan you choose. In this example, 3% of $450,000 equals a $13,500 down payment. Remember, the more down payment you put toward the loan, the lower your monthl...

Whether you’re selling a mid-century ranch in an established neighborhood, a 1920s arts and crafts bungalow on a tree-lined avenue, or a brand new contemporary white box in a just-built subdivision, a home inspection may very well reveal code violations . This should not create a panic situation. While the news can be surprising and a little distressing, selling a house with code violations is possible. And the discovery of code violations is more common than you might think. Unsure if Your House is Up to Code? If you lack the funds for major repairs or prefer to sell as-is, we can connect you with a verified cash buyer who purchases homes in almost any condition. Get started with our Simple Sale platform and a no-obligation offer for your home. Request Cash Offer DIY home repairs and renovations will almost surely have code violations. “They happen all the time,” says Jared Davis , a top real estate agent who works with 80% more single-family homes than the average agent i...

Owning a home—whether it’s a cozy house in Seattle , a townhouse in NYC , or a charming home in Nashville —is a dream for many. With recent drops in mortgage rates , now might be the perfect time to turn that dream into reality. However, the process of buying a home can feel overwhelming, especially for first-time home buyers . This home buying checklist is designed to simplify your journey, guiding you through each step to help you confidently achieve homeownership.      1. Know how much house you can afford Determining how much house you can afford is the first step in the home buying checklist. Setting a realistic budget will relieve stress in the long run and help narrow your home search. Here are the steps to determine how much house you can afford: First, calculate your debt to income ratio (DTI) . This is your monthly expenses versus your cash intake, or the bills you pay divided by your gross monthly income. Debts include recurring bills, such as ...

You’re scrolling through your texts: Your friend asked you to meet for coffee, your sister sent a cute pic of her puppy, a complete stranger offered you cash for your house — wait, what? Your home isn’t for sale. If you’re fielding phone calls, text messages, and postcards from people who want to buy your home — for cash, nonetheless — you’re not alone. Investors and buyers on the hunt for real estate deals employ these tactics to find off-market properties . To give us background on why homeowners receive unsolicited offers and where they come from, we spoke with Daren Sautter , a top New Jersey real agent on the board of directors for the NEXUS Association of Realtors® . He advises that if homeowners want top dollar for their home, an unsolicited cash offer probably isn’t your best choice. But if convenience is more important to you, you may want to consider it. Start With a Free Home Value Estimate If you’re considering selling a home, an excellent place to start as you make ...

Who pays Realtor fees on a home sale, the buyer or seller? Historically, in almost all cases, the seller paid the entire commission fee for the listing agent and the buyer’s agent. However, a landmark lawsuit settlement by the National Association of Realtors (NAR) changed the way real estate agent commissions are handled. These changes have “decoupled” seller and buyer agent compensations. This seismic industry shift gives buyers the ability to negotiate commission amounts directly with their own agents. Some industry experts predict this decoupling will eventually benefit both buyers and sellers through lower Realtor fees and more innovative options — and possibly even lower home sale prices. No matter how the commission changes play out, you work hard for your money. Thus, you want to make sure the money you spend on real estate agent fees is well spent. You would like to ensure that your agent sells your house for the most profit possible to more than cover their Realtor fees. ...

A hard money lender provides short-term loans backed by real estate rather than the borrower’s credit score. Typically, their clients are house flippers or individuals investing in rental properties . Instead of relying on traditional metrics, hard money lenders determine the loan amount based on the after-repair value (ARV) of a property. ARV is the estimated value of a property after renovations are complete. Because hard money loans carry more risk for lenders, they typically come with higher interest rates and fees. If a borrower fails to repay the loan, the lender can take ownership of the property. This makes it important for borrowers to fully understand the terms and costs before moving forward. Start Making Offers Without Waiting to Sell Your Home Through our Buy Before You Sell program, HomeLight can help you unlock a portion of your equity upfront to put toward your next home. You can then make a strong offer on your next home with no home sale contingency. Learn Mor...

You’re in the market for a new house and see a listing for a patio home that seems to check all of your boxes: number of bedrooms, bathrooms, size, and location. But what exactly is a patio home? A Top Agent Can Help You Find A House You Can Afford We analyze millions of home sales to find buyer’s agents who will show you the right home at the right price. Our service is 100% free, with no catch. Agents don’t pay us to be listed, so you get the best match. Get Started First things first: Don’t let the name fool you. A patio home may or may not actually have a patio. Rather, a patio home is defined by its architectural style and location to neighboring homes. The key characteristic is that a patio home has at least one shared wall between your home and another home. Also, patio homes typically are not higher than one-and-a-half stories. In many locales, these homes are built near golf courses, but they also may be found in many neighborhoods and residential communities. Let’s t...

Looking for a way to snag a home at a steal of a deal? With properties often available below market value and down payment options potentially as low as 3.5% , purchasing a HUD home could be your golden ticket. But what are these homes, why are they so affordable, and how do you know if you qualify for one? Find a top real estate agent near you We analyze over 27 million transactions and thousands of reviews to determine which agent is best for you based on your needs. It takes just two minutes to match you with the best real estate agents, who will contact you and guide you through the process. Get Started Due to the nature of how a home becomes a “HUD home,” purchasing one differs from the traditional homebuying process , and there are a few qualifications, special incentives, and risks that any savvy homebuyer should be aware of. To learn more about these bargain homes and the deals and risks associated with buying them, we’ve spoken with HUD home experts to bring you th...

Navigating the journey of selling your current home and stepping into a new one can feel like a daunting balancing act of timing and finance. If you’ve ever worried about avoiding the situation where you end up paying for two homes at once or having nowhere to live, you’re not alone. A bridge loan , often called a “buy before you sell” mortgage, could be your key to streamlining this transition. In the following sections, we’ll guide you through the challenges you may encounter and explore how this financial tool can help to provide a seamless home transition. We’ll also share details about HomeLight’s Buy Before You Sell program, a modern solution designed to simplify the entire process. Yes, You Can Buy Before You Sell. Why Move Twice? Through our Buy Before You Sell program, HomeLight can help you unlock a portion of your equity upfront to put toward your next home. You can then make a strong offer on your next home with no home sale contingency . Learn More DISCLAIMER: ...

Navigating the Oregon real estate market can feel like a daunting task, especially when you’re looking to sell your house quickly . Maybe you’re facing a significant life change, or perhaps you’ve found a new home, and time is of the essence. Whatever your situation, this guide is here to help simplify your home-selling journey in the Beaver State. We’ll explore the best options to speed up your home sale, including cash offers and the benefits of partnering with a top Oregon real estate agent . We’ve also compiled expert tips to help you attract potential buyers and secure a rapid closing. No matter your reasons for selling, we’re here to equip you with the tools and insights you need to sell your Oregon home fast and effectively. Sell Your Oregon House Fast With an All-Cash Offer Get an all-cash, no-obligation offer on your Oregon home through HomeLight’s Simple Sale platform whenever you’re ready. Receive your offer in 24 hours and close in as few as 10 days. No showings, no ...

Money is always top of mind when selling a house. But, in focusing on the equity portion, people are often surprised to learn how much it costs to sell a house in the U.S. “Depending on the price range of the home, I tell my clients that they need to be ready to spend 9%–10% of the sale price on selling costs, including the real estate agent commission and closing costs,” says Joanne McCoy , a top-selling real estate agent in Lincoln, Nebraska. Get a Free Home Value Estimate Enter a few details about your home and we’ll provide you with a preliminary estimate of home value in less than two minutes. This won’t be a guarantee of what your home will sell for, but it is a helpful starting point. Input Address That doesn’t account for the money spent on preparing the home for listing or moving fees. To assist in tracking your total costs, we’ve put together a list of the common fees associated with selling a home, along with a description and the typical amount of each. You can ...