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For first-time homebuyers, the down payment is often the biggest barrier to homeownership. A lot of us went through the post-college days where we ate ramen every night, shopped the clearance bins, and went to the dollar theater while getting on our feet. But even if you pinch pennies, it’s often not enough to save up for a home. In many parts of the country, saving a large sum while also paying rent can be difficult. But if you’ve been stuck on that 6% to 7% down payment amount , there’s good news! Discover How Much Home You Can Afford With Our Home Affordability Calculator Understand the costs associated with buying a home and find out what safe budgeting looks like. Get Started Chiquita Pittman is an experienced agent in New Jersey who works with 7 more townhomes and 20 more condos each year than the average agent in her area. She says that through combining state programs and with the seller paying closing costs, she had one buyer who “only had to bring $3,500 to the...

You won’t find anyone who’s going to argue that mortgage rates have had a big impact on housing affordability over the past couple of years. from Keeping Current Matters https://www.keepingcurrentmatters.com/2024/08/26/what-mortgage-rate-are-you-waiting-for/

For generations, the average real estate agent commission rate has been around 5% to 6%, with the seller typically paying both the listing agent and the buyer’s agent. However, a landmark court settlement is forcing buyers and sellers to revisit the question: “Who pays real estate agent commission?” New real estate commission rules , effective August 17, 2024, changed the way Realtor® fees are handled. The new model is part of a court settlement by the National Association of Realtors (NAR) that decouples seller and buyer agent compensation. With insights from a top real estate agent , we’ll explore different scenarios when the seller pays the commission, when it falls on the buyer, and what activities the commission covers. Find a top real estate agent near you We analyze millions of home sales to find real estate agents that sell homes faster and for more money. It takes just two minutes to match you with your personalized recommendations. Learn More A look back at the ...

If you’re thinking about moving to Ohio , bustling cities like Cleveland and Columbus might come to mind, but the Buckeye State has much more to offer. From quaint downtowns filled with local shops and cafes to festivals that bring everyone together, Ohio’s small towns are a perfect escape for anyone looking to experience the heart and soul of the state. In this Redfin article, we’ll discuss 10 charming small towns in Ohio—each with its own unique character and plenty of reasons to visit or even call home. 1. Pataskala, OH Median sale price: $375,000 | Average rent for 1-bedroom apartment: $1,595 Homes for sale in Pataskala | Apartments for rent in Pataskala Pataskala is a growing town with a close-knit community. The town’s downtown area features local shops and eateries, like the popular Nutcracker Family Restaurant . If you’re into outdoor activities, you’ll love the town’s proximity to the scenic Lobdell Reserve, offering miles of trails for hiking and birdwatching...

DISCLAIMER: As a friendly reminder, this blog post is meant to be used for educational purposes only, not legal advice. If you need assistance navigating the legalities of your sale, HomeLight always encourages you to reach out to your own advisor. The national median price of an apartment in March 2024 stood at $1,987 . This is $355 more than the median price five years ago and $15 more than March last year. Though rent prices are cooling after the inflated prices brought on by the pandemic, owning rental property continues to hold a huge appeal for people who want a stream of passive income as well as a solid real estate investment . Trouble is, selling a house with a tenant can be as big a headache as finding a suitable tenant in the first place. The terms of the lease come into play, as do landlord-tenant laws and state statutes. Your state’s bar association outlines landlords and tenants rights and responsibilities , such as providing reasonable notice to enter the property b...

If you’re selling your home in South Carolina, you’ll need to account for closing costs. These costs consist of fees needed to finalize the sale, often shared between the buyer and seller. They include loan payoffs, property taxes, and real estate agent commissions, among others. Knowing what to expect can help you plan ahead. In this concise guide, we’ll outline how closing costs function specifically in South Carolina, breaking down what you can expect, some of the most common costs you’ll encounter, and costs specific to the state. Sell Your House Fast in South Carolina With a Cash Offer Get an all-cash, no-obligation offer on your South Carolina home through HomeLight’s Simple Sale platform whenever you’re ready. Receive your offer in 24 hours and close in as few as 10 days. No showings, no repairs, no open houses. Step 1: Request Offer Disclaimer: This article provides estimates of a seller’s closing costs that are meant for educational and research purposes only; our ca...

Selling your home in Minnesota? As you prepare for closing, you’ll encounter closing costs—fees tied to finalizing the sale. These expenses cover services like real estate commissions, legal work, and taxes—some of which are typically shared between buyer and seller. In this quick guide, we’ll discuss the specific closing costs Minnesota sellers can expect when selling their property. Understanding these fees ahead of time can help you better prepare for the financial aspects of your sale. Sell Your Minnesota House Fast With an All-Cash Offer Get an all-cash, no-obligation offer on your Minnesota home through HomeLight’s Simple Sale platform whenever you’re ready. Receive your offer in 24 hours and close in as few as 10 days. No showings, no repairs, no open houses. Step 1: Request Offer Disclaimer: This article provides estimates of a seller’s closing costs that are meant for educational and research purposes only; our calculations are not a guarantee.  What are closing...